Now we are heading into some questions that really do need attention. If you have minor children and have not appointed a guardian for them, you are seriously delinquent. All children under the age of 18 need a guardian. Do you want your in-laws bringing them up? How about your siblings? Maybe they do not share the same values as you; maybe they are alcoholics or drug addicts; maybe they are religious fanatics and you aren’t.

Your children need a safe, secure and loving environment should anything happen to you. They need to know how much you loved them and planned for their happiness if you would not be around to provide it.

Please think hard about this question. It is a vital part of your future! See your attorney and get this issue resolved.